Since it’s 1st September, I should write a bit about my plan for September.
Inspired by Shipmates, I’m joining in Buy Nothing September. Doing it with others gives me a bit of support, a bit of accountability, and some good ideas as well.
I had a look at my bank balance this morning. Gasp! Things have been vile since DH died – huge drop in income, even allowing for his small pension. Time to pull my head out of the clouds about how I spend my cash each week.
I should add that I’m apparently pound-wise and penny-foolish. Obviously the latter translated into pound-foolish later on when I think about the money that I’ve wasted on cups of coffee or muffins or lunch or dinner or silly wee things at the supermarket.
I suspect part of the reason why my everyday account looks so beaten is because I tend to put any lump sums into my mortgage offset account to cut down on interest payments. That certainly is a good thing and as far as I can, I’ll try to continue that.
As part of my No Spend September, I have to budget for bills and ongoing payments. That means two fortnightly mortgage payments. There’s also the trash collection service bill to pay which is $125. Particularly high this month because I had two CRT monitors collected and the ACT charges like a wounded bull for recycling monitors and TVs. Part of me applauds the ‘green’ policy behind that. The penny-pinching part of me is having a bloody good whinge about having to pay to get rid of DH’s excess, old monitors as part of my ongoing decluttering project. Apparently there will be some free national e-waste scheme started sometime in 2011 (hey, that means 2012 in Australian terms) but I’m not willing to store more stuff in the shed for that long as a hiding place for spiders, cockroaches and wriggly things.
My tasks for today and tomorrow are to do a more accurate stocktake of the pantry and the refrigerator. I have chicken to make into a big dish of chicken risotto tonight (may have to extend the arborio rice with some long grain rice but that’s my fault for not doing a proper shelf check at home before going out to the supermarket).
The other thing that occurs to me is how much I do love my snacks. I really do. So at work I have some of those sachets for DIY cappuccinos, just add boiling water. Looking at the pantry properly has reminded me that I bought way too much self-raising flour in April. I have recipe books, I have baking trays and I have eggs from my friend’s hens. I can make biscuits. Maybe even raspberry jam biscuits.